JR Credit Pte Ltd

Best Licensed Money Lender in Singapore

Looking for financial help? Call us today.
Speak to our experience loan advisors to help you with the financial needs.
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Need business loan to expand your operation? Get through us with no hassle
We support more than 500 SMEs in Singapore in growing their operation. You could be one of them who benefited from this business loan scheme. Speak to our advisor today.
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Our Loan Services

Fast cash loans

Our mission is to help consumers like you who can access fast credit easily. Call us to find out more today.

SME business loans

Attractive loan packages available to help you expand your operation in asia.

Payday Loans

Our payday loans are designed to help salaried worker meet any cash shortage in the middle of the month. Our loan advisor will discuss the terms to make sure a suitable loan package can be arranged.

Personal Loans

We offer a flexible financial alternative for financing based on your income with low criteria and high approval rates.

Our Location

We are located at:
304 Orchard Road #02-14 Lucky Plaza
Singapore 238863

Monday – Friday: 11am – 7pm

Saturday: 11am – 6pm

Closed on Sunday & Public Holidays

Who We Are

JR Credit is a fully licensed money lender operating under the Ministry of Law regulations. Our financial products are rated first-in-class from our customers. Chat with our financial advisor today.

JR Credit invites you to visit us for one of the most reliable loan services in Singapore.

Why Choose JR Credit?

We go an extra mile to quickly process your application

We go the extra mile to make sure you are satisfied with our solution and our team of advisors are ready to answer your question today.

Loan Requirements

In order to start applying from JR Credit licensed money lender, please bring along these required documents:

Documents to bring for Singaporean and Singaporean Permanent Resident (SPR)

  1. NRIC
  2. Able to login using SingPass
  3. Latest 3 months payslips.

 

For Foreigners

  1. Work pass
  2. Latest 3 months payslips.
  3. Latest billing address. E.g Telephone bill, Insurance letter, Utility bill and etc (Dated within 1 month from application date)

Request a Call Back

If you have a regular source of income, give us a call and let’s discuss your options.

    Your Privacy and Security, Protected.

    Before You Borrow From a Licensed Moneylender Company In Singapore, Consider These Things

    You may be considering borrowing money from a licensed moneylender Singapore company to help you with your financial situation. This is something that many people do, but you should be careful before you borrow from a money lender. You should make sure that the loan will help you get out of your current situation and that it will not put you in an even worse position. Here are some things to think about before you borrow from a money lender:

    How much does it cost? (fee + interest)

    You’d be surprised how many people don’t know that the interest rate they get on their loans is based on a few factors. The first one is what kind of credit score you have and how risky it is for the lender to lend you the money. If you have bad credit or no credit history at all, then this can also increase your interest rate significantly.

    The other factor that affects your interest rate is how much risk the lender feels like taking on, as well as how much they want to make on their investment. Lenders want to make sure that they’re not going to lose any money if you default on your loan payments—so this will affect how much interest they charge you.

    Before you borrow money from a licensed moneylender Singapore company, find out what the interest rate is going to be so you won’t be caught off guard when it comes to repayment.

    Is this going to help me?

    There are several reasons why someone might choose to take out a loan. If you’re looking to buy a home or car, then it makes sense that you’d want to get the best possible deals with as few liabilities later on (buying a 2nd hand vehicle that is old and prone to breaking down over a new car that saves gas) by taking out a loan.

    But if you’re just trying to make ends meet, or are planning on making major purchases in the future, then it may be best to hold off on taking out a loan.

    The reasons for this are simple: the risks of taking a loan, in general, are high. You have interest rates, additional fees and penalties if you miss payments or fall behind on your monthly instalments. If you don’t actually need the money right now, then there’s no reason why you should take out a loan when there are other options available like credit cards which offer cash advances without risks as loans have.

    Is my job secure? Can I pay off my loans?

    If you’re thinking about borrowing money, it’s important to be aware of the risks. Licensed moneylender Singapore companies want to know that you’ll be able to pay them back, so if your job is insecure or unstable, it’s probably best not to borrow from one.

    If you do decide to take out a loan, make sure you understand all of the terms and conditions before signing on the dotted line.

    Also, think about whether or not taking out a loan is really worth it for your situation. Sometimes it can be better just to save up for whatever item or experience you want instead of taking on debt.

    Are there other options for me?

    When you’re trying to get out of a financial pickle, it can be tempting to take out a loan from a  licensed moneylender Singapore company. But if there are other options for getting the money that won’t saddle you with debt (like borrowing from friends), then those are probably better than taking out a loan from a lender.

    You should also do some research and check if there are any government financial schemes or charity organizations that can help tide you over.

     

     

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