Home and income property loans are two of the best ways to purchase a property in Singapore. It is one of the best options for people who want to buy homes or investment properties.

Home and income property loans have several benefits that stand out from other loan products in Singapore.

Home loans

With Home Lenders, you can choose from various home loans to buy your dream home or investment property. 

Our team of mortgage brokers will work with you and help you find the right loan for your needs.

Home loans are available for both owner-occupied and investment properties. We offer home loans for all properties, including HDB flats, private condominiums, and landed homes.

New Build Properties: These are newly constructed properties that do not have any previous owners before developers completed them. T

The terms of these loans can be up to 30 years, while interest rates on these loans are lower than their older counterparts because they haven’t been sold yet at fair market value, making them more attractive investment opportunities.

Existing Properties: These include existing homes that have already been lived in by previous owners or even just renovated ones with no prior usage history (i.,e., The Gardens Condo).

They may also refer to older units within new developments like Panorama Residences, where prices have increased significantly over time, making those units precious investments now because buying one today would mean getting paid off faster than expected due to rising costs over time.

Income property loans

Income property loans are for commercial properties, and they can be used to purchase commercial properties and can be used in Singapore.

  • What is the difference between a home loan and an income property loan?*

Benefits of home loans and income property loans in Singapore

Flexibility to choose your loan term – You can borrow up to 80% of the purchase price or value of the property, whichever is lower. 

For buyers who are looking to invest, Home Lenders in Singapore allows you to take up to 30 years to repay your loan.

Low-interest rates and flexible repayment periods – Interest rates are based on our prime lending rate plus 0.25%, so they’re among the lowest in Singapore.

Home loan Singapore and income property loan Singapore are among the best options for purchasing a property.

Home loan Singapore and income property loan Singapore are among the best options for purchasing property.

Here at Home Lenders Singapore, we provide professional services in securing financing for both residential and commercial properties.

We can help you with:

  • Home Loans (Residential Property) – Interest-only loans – Customized repayment plan – Low fixed interest rate


Home loan Singapore and income property loan Singapore are among the best options for purchasing property. 

Home Lenders Singapore is one of the best mortgage companies in Singapore, offering competitive interest rates and flexible repayment plans to our customers.